Reasonably-priced garage door repair and installation in Sacramento
1099 stewart rd Sacramento, CA 95684

Filing a Claim for Garage Door Damage


Garage Door Won't OpenDid you run into your garage door on accident? Or maybe a tree fell onto it? Whatever the case, the damage may be reimbursable by your insurance company.

Here’s an easy to reference list of what may be reimbursable and which insurance company will do it:

1) A natural disaster damaged your garage door.

Your homeowner’s insurance normally covers weather disasters like storms, falling trees, and hurricanes.

2) Your garage was damaged by someone else’s vehicle

This is the responsibility of the other party’s car insurance. If they were uninsured or left the scene, your homeowner’s insurance may be able to pick up the tab.

3) You crashed into your own garage.

Oops. Things happen – don’t worry. In this case, your car insurance probably won’t cover the damage unless you have some form of comprehensive coverage. This one will generally fall under your homeowner’s insurance, but try checking both.

4) Someone vandalized your garage door.

Coming home to a vandalized home can be a frustrating experience. Fortunately, vandalism is normally covered by most homeowner policies.

5) Broken garage door parts and other malfunctions.

A garage door that is old, has worn parts, or just breaks down probably won’t be covered. Repairs are a normal part of being a homeowner and your insurance most likely won’t pay for things that simple break. However, it wouldn’t hurt to give them a call and explain your situation.

What to Do When You Have a Broken Garage Door

If your garage door won’t work, don’t panic. In many cases, it’s a simple fix. First, check the batteries in your garage door remote or try using the wall switch instead. If the door still won’t open, make sure your opener is plugged in and that your electric socket is working. Sometimes the fuse can get blown and prevent the door from opening. If you’re still having problems, then there’s a good chance that the opener or door itself is broken and in need of repairs. Call us at 916-442-7243 for a free quote on repairs.